Is Your Firm Fully Protected?
Smart Coverage. Personalized Service.
Insurance That Protects Your Business.
Many businesses think they have the right coverage—until a lawsuit, accident, or cyberattack proves otherwise. Whether you're a design firm, a construction company, or innovating in modular construction, green building, or smart infrastructure, your coverage needs to be as advanced as your projects. Don’t wait for a crisis to find out where your risks are.
Industry-Specific Coverage That Protects Your Business & Reputation
Every firm faces unique risks. We provide customized insurance solutions to safeguard your projects, finances, and future. From traditional architecture and engineering firms to forward-thinking modular construction, AI-driven design, and sustainable building specialists, our policies ensure full protection.
Professional Liability Insurance
(Errors & Omissions)
Shields you from design errors, contract disputes, and client claims.
Who needs it? Architects, engineers, interior designers, and landscape architects—including modular, tech-driven firms.
Example: An architect is sued for a design flaw. This policy covers legal fees & settlements.
Commercial General Liability Insurance
Protects against third-party injuries, property damage, and legal claims.
Who needs it? All businesses, especially construction and prefabrication firms managing on-site risks.
Example: A client trips in your office and sues. This coverage handles medical expenses & legal fees.
Project-Specific Insurance (Comprehensive Project Coverage)
A large, standalone policy that covers the entire project, providing protection for multiple firms involved and addressing various risks from design to construction.
Who needs it? Firms working on large-scale projects with multiple stakeholders, including architects, contractors, and engineers, needing comprehensive coverage for the entire project.
Example: A design firm working on a major commercial building purchases project-specific insurance, covering general liability, professional errors, workers' compensation, and builder’s risk, protecting all parties involved throughout the project’s lifecycle.
Single Job Excess Insurance (Extra Liability Protection)
Provides additional limits when your underlying policy doesn’t meet the contractual requirements for a specific project, offering coverage above the standard policy limits.
Who needs it? Firms working on projects with higher coverage requirements, such as those needing higher liability limits than their standard policy provides.
Example: A design firm is required to have a $10M policy for a large project, but their base policy only covers $5M. Single Job Excess Insurance adds the extra $5M to meet contractual obligations, ensuring full coverage.
Your Firm is Unique—Your Coverage Should Be Too.
Workers’ Compensation Insurance
Covers medical expenses, lost wages & legal fees for workplace injuries.
Who needs it? Any firm with employees or contractors.
Cyber Liability Insurance
Safeguards your firm from data breaches, cyberattacks, and financial loss.
Example: A hacker steals sensitive project data from a smart building integration firm. Cyber insurance covers recovery costs.
Employment Practices Liability Insurance (EPLI)
Covers wrongful termination, discrimination & employee lawsuits.
Who needs it? Any firm managing staff.
Most Brokers Focus on Big Clients.
We Focus on You.
At GDK Insurance, we know how frustrating it is to feel overlooked. That’s why we specialize in helping architects, engineers, construction professionals, and growing sectors like modular construction, sustainable building, and emerging construction technology get the coverage they truly need.
Greg Kumm, Jr. saw the problem firsthand.
While working at a large brokerage, he noticed small firms weren’t getting the attention they deserved—so he left to build something better.
Fast, Competitive Quotes
Get customized, cost-effective quotes without the hassle.
Industry-Specific Expertise
Unlike general brokers, we specialize in insurance for design & construction firms.
A Client-First Approach
We explain your options, build relationships, and ensure your coverage grows with your business.